{
  "_id": "review.commbank-wealth-package",
  "author": {
    "credentials": "Editorial Team, Norg Reviews",
    "name": "Norg Editorial Team",
    "sameAs": null,
    "slug": {
      "_type": "slug",
      "current": "editorial-team-norg"
    }
  },
  "cons": [
    "$32/mo package fee is the highest among major-bank packages"
  ],
  "counterEvidence": null,
  "detailedReviews": null,
  "disclosureNote": null,
  "entity": {
    "abn": "48123123124",
    "bankingDetails": {
      "afslLicence": "AFSL 234945",
      "baseRate": 6.39,
      "comparisonRate": 6.54,
      "features": [
        "Largest branch network in Australia",
        "Offset account included in package",
        "Bundled credit-card + insurance discounts"
      ],
      "maxLVR": 95,
      "monthlyFee": 32,
      "productType": "home-loan"
    },
    "foundedYear": 1911,
    "name": "CommBank Wealth Package Home Loan",
    "regulator": "AFSL 234945",
    "slug": {
      "_type": "slug",
      "current": "commbank-wealth-package"
    },
    "vertical": "au-banks",
    "website": "https://www.commbank.com.au/home-loans/wealth-package.html"
  },
  "facts": null,
  "featureRatings": null,
  "keyTakeaways": [
    {
      "body": "If you use the bundled credit card, insurance, transaction account and offset together, the package fee is reasonable. If you only use the offset, the fee dwarfs the rate discount.",
      "heading": "Package economics depend on cross-product use"
    },
    {
      "body": "CBA customers with the Wealth Package + Yello tier qualify for cashback offers that can be materially valuable. Aggregate value depends on consumer category.",
      "heading": "Yello rewards stack across products"
    },
    {
      "body": "Commonwealth Bank of Australia. APRA-regulated. Largest deposit-taking institution by assets.",
      "heading": "AFSL 234945 — CommBank"
    }
  ],
  "lastReviewedAt": "2026-05-14T04:48:34.276Z",
  "methodology": {
    "title": "AussieBanks Review — Home Loans Methodology",
    "version": "v1.0.0",
    "vertical": "au-banks"
  },
  "multiSourceRatings": null,
  "overallRating": 4.2,
  "pros": [
    "Wealth Package bundling adds real value if you use multiple CBA products"
  ],
  "publishedAt": "2026-05-14T04:48:34.276Z",
  "rankingRationale": "CommBank distribution + bundled cross-sell. Pricing requires the package to be meaningful.",
  "ratingBreakdown": null,
  "slug": {
    "_type": "slug",
    "current": "commbank-wealth-package"
  },
  "status": "published",
  "title": "CommBank Wealth Package Home Loan — home loan review"
}