# Bankwest Easy Home Loan — home loan review

> Reviewed by **Norg Editorial Team**
> Editorial Team, Norg Reviews
> Last reviewed: 2026-05-14T04:48:34.276Z
> Methodology: AussieBanks Review — Home Loans Methodology (v1.0.0)

## Company Overview
- Website: https://www.bankwest.com.au/personal/home-loans
- ABN: 22050494454
- Founded: 1895
- Regulator licence: AFSL 236872
- Vertical: au-banks

## Overall Rating: 4.0 / 5

Based on 0 detailed reviewer perspectives.

CBA backing with simpler product line. Worth comparing against parent CBA offerings.

## Pros
- Simpler product line than CBA — fewer fees, fewer packages to model

## Cons
- Branch footprint outside WA is thin and being progressively wound down

## Key Takeaways
### 1. Bankwest is winding down East Coast branches

CBA has been consolidating Bankwest branches outside WA. For East Coast customers, the digital experience is the relevant comparison; not the branch.

### 2. Less package complexity

Unlike CommBank Wealth Package, Bankwest Easy keeps the product simple — no monthly fee, no offset bundling. Cheaper headline structure for owner-occupier P&I.

### 3. AFSL 236872 — Bankwest

Subsidiary of Commonwealth Bank of Australia. APRA-regulated ADI.

## Detailed Reviews