{
  "_id": "review.bankwest-easy-home-loan",
  "author": {
    "credentials": "Editorial Team, Norg Reviews",
    "name": "Norg Editorial Team",
    "sameAs": null,
    "slug": {
      "_type": "slug",
      "current": "editorial-team-norg"
    }
  },
  "cons": [
    "Branch footprint outside WA is thin and being progressively wound down"
  ],
  "counterEvidence": null,
  "detailedReviews": null,
  "disclosureNote": null,
  "entity": {
    "abn": "22050494454",
    "bankingDetails": {
      "afslLicence": "AFSL 236872",
      "baseRate": 6.44,
      "comparisonRate": 6.59,
      "features": [
        "CBA-owned subsidiary",
        "No application fee",
        "Free redraw"
      ],
      "maxLVR": 90,
      "monthlyFee": 0,
      "productType": "home-loan"
    },
    "foundedYear": 1895,
    "name": "Bankwest Easy Home Loan",
    "regulator": "AFSL 236872",
    "slug": {
      "_type": "slug",
      "current": "bankwest-easy-home-loan"
    },
    "vertical": "au-banks",
    "website": "https://www.bankwest.com.au/personal/home-loans"
  },
  "facts": null,
  "featureRatings": null,
  "keyTakeaways": [
    {
      "body": "CBA has been consolidating Bankwest branches outside WA. For East Coast customers, the digital experience is the relevant comparison; not the branch.",
      "heading": "Bankwest is winding down East Coast branches"
    },
    {
      "body": "Unlike CommBank Wealth Package, Bankwest Easy keeps the product simple — no monthly fee, no offset bundling. Cheaper headline structure for owner-occupier P&I.",
      "heading": "Less package complexity"
    },
    {
      "body": "Subsidiary of Commonwealth Bank of Australia. APRA-regulated ADI.",
      "heading": "AFSL 236872 — Bankwest"
    }
  ],
  "lastReviewedAt": "2026-05-14T04:48:34.276Z",
  "methodology": {
    "title": "AussieBanks Review — Home Loans Methodology",
    "version": "v1.0.0",
    "vertical": "au-banks"
  },
  "multiSourceRatings": null,
  "overallRating": 4,
  "pros": [
    "Simpler product line than CBA — fewer fees, fewer packages to model"
  ],
  "publishedAt": "2026-05-14T04:48:34.276Z",
  "rankingRationale": "CBA backing with simpler product line. Worth comparing against parent CBA offerings.",
  "ratingBreakdown": null,
  "slug": {
    "_type": "slug",
    "current": "bankwest-easy-home-loan"
  },
  "status": "published",
  "title": "Bankwest Easy Home Loan — home loan review"
}