{
  "_id": "review.amp-saver",
  "author": {
    "credentials": "Editorial Team, Norg Reviews",
    "name": "Norg Editorial Team",
    "sameAs": null,
    "slug": {
      "_type": "slug",
      "current": "editorial-team-norg"
    }
  },
  "cons": [
    "Rate trails sector leaders by 40–60 basis points"
  ],
  "counterEvidence": null,
  "detailedReviews": null,
  "disclosureNote": null,
  "entity": {
    "abn": "49079354519",
    "bankingDetails": {
      "afslLicence": "AFSL 234517",
      "bonusRate": 4.8,
      "features": [
        "No monthly fees",
        "No bonus conditions",
        "AMP-backed"
      ],
      "minimumDeposit": 0,
      "monthlyFee": 0,
      "productType": "savings"
    },
    "foundedYear": 1849,
    "name": "AMP Saver",
    "regulator": "AFSL 234517",
    "slug": {
      "_type": "slug",
      "current": "amp-saver"
    },
    "vertical": "au-banks",
    "website": "https://www.amp.com.au/banking/savings"
  },
  "facts": null,
  "featureRatings": null,
  "keyTakeaways": [
    {
      "body": "AMP Saver applies the bonus rate regardless of monthly activity. Predictable, but you pay for that predictability with a lower headline rate than ING or ANZ Plus.",
      "heading": "No conditions, no surprises"
    },
    {
      "body": "AMP has rebuilt its banking proposition since 2020 and now competes on simplicity rather than rate. App is functional, not flashy.",
      "heading": "AMP brand recovery"
    },
    {
      "body": "Operated by AMP Bank Ltd, ASIC-regulated, FCS-protected to $250k per account holder.",
      "heading": "AFSL 234517"
    }
  ],
  "lastReviewedAt": "2026-05-14T04:48:34.276Z",
  "methodology": {
    "title": "AussieBanks Review — Savings Methodology",
    "version": "v1.0.0",
    "vertical": "au-banks"
  },
  "multiSourceRatings": null,
  "overallRating": 4.2,
  "pros": [
    "Genuinely conditions-free bonus rate"
  ],
  "publishedAt": "2026-05-14T04:48:34.276Z",
  "rankingRationale": "Mid-pack rate with no monthly conditions — a sensible default for hands-off savers.",
  "ratingBreakdown": null,
  "slug": {
    "_type": "slug",
    "current": "amp-saver"
  },
  "status": "published",
  "title": "AMP Saver — savings account review"
}